90% of Koreans to Receive an Additional ₩100,000 Consumer Coupon

90% of Koreans to Receive an Additional ₩100,000 Consumer Coupon / Main Keyword: Livelihood Recovery Consumer Coupon

The government has confirmed the second round of the Livelihood Recovery Consumer Coupon. Starting September 22 until October 31, 90% of the population will receive an additional ₩100,000 each. Selection will be based on June 2025 health insurance contributions, with households exceeding ₩1.2 billion in property tax base or ₩20 million in annual financial income excluded first. Building on the proven impact of the first round—boosting consumption, small business sales, and consumer sentiment—this second phase will expand convenience, including usage rights for military personnel and broader merchant availability.

Key Highlights: What’s New in the Second Round

• Target group: Bottom 90% by income (after excluding high-asset households)
• Amount: ₩100,000 per person (credit/debit card, regional vouchers, prepaid card)
• Application period: Sept 22 (Mon) 9 AM – Oct 31 (Fri) 6 PM
• Usage deadline: Nov 30 (unused balances expire)
• New features: Military personnel can use coupons near bases; Livelihood Recovery Consumer Coupon usage expanded to regional co-ops

First Round Results & Why a Second Round

The first round saw 98.9% participation, distributing over ₩9 trillion. It boosted consumer sentiment to a 7-year high, improved the SME Business Survey Index, and raised retail sales by 2.5%—the largest increase in 29 months. To sustain this recovery, the government is pushing forward with the Livelihood Recovery Consumer Coupon second round.

Eligibility: Household Rules, High-Asset Exclusion, and Fairness

Household Definition

As of June 18, 2025, household members listed in the same resident registration count as one household. Spouses and children dependent under health insurance are included even if living apart; parents are exceptions. Dual-income couples are treated as separate households unless combined insurance premiums are advantageous.

High-Asset Exclusion

Any household with a 2024 property tax base over ₩1.2 billion or annual financial income over ₩20 million is excluded. Others are selected based on 2025 health insurance contributions.

Fairness for Singles & Dual-Income Families

Single-person households are assessed at an income level of about ₩75 million. Dual-income households are allowed one additional member in eligibility calculation to prevent unfair exclusion. Vulnerable groups such as low-income families and single parents are automatically included.

Check Eligibility & Receive Notifications

Pre-Notification via “National Secretary” Service

Through Naver, KakaoTalk, Toss, or the official website, citizens can subscribe to the Livelihood Recovery Consumer Coupon notification service. It provides early updates on eligibility, application windows, and usage deadlines. Prior subscribers are automatically enrolled.

Direct Lookup (From Sept 22, 9 AM)

• Credit/debit card issuers (websites, apps, call centers)
• National Health Insurance Service (nhis.or.kr / app “The 건강보험”)
• Linked banks, local community centers, or municipal offices

To prevent server overload, a weekday schedule by birth year applies during the first week.

Application & Distribution

• Adults (born before Dec 31, 2006) apply individually; minors apply via the household head.
• Options: recharge credit/debit cards, regional vouchers (mobile or card), or prepaid cards (varies by municipality).
• Application via card issuers, local government websites, or in-person at community centers.
• Senior citizens and those with mobility issues can request “door-to-door service.” Military personnel may apply at their duty location.

Usage: Deadline & Merchant Expansion

The Livelihood Recovery Consumer Coupon must be used by Nov 30. Unused funds will expire. Usage is allowed at SMEs with annual sales under ₩3 billion, plus co-ops and selected regional marts (e.g., Hanaro Mart, local farmers’ markets). Military personnel can now use coupons in local markets near their bases.

Objections & Appeals

If eligibility seems incorrect, citizens can appeal from Sept 22 to Oct 31 via e-People or at community centers. Grounds include marriage, childbirth, or significant income changes. Appeals are reviewed by municipalities and the NHIS, with individual feedback provided.

Fraud & Security Warnings

No official text messages will include URLs regarding the Livelihood Recovery Consumer Coupon. Ignore and delete such messages to avoid smishing scams. Misuse (such as reselling for cash) may result in repayment, fines up to 5x, or criminal penalties under subsidy and finance laws. Local governments and police are operating fraud monitoring hotlines.

Support Hotlines

• National Call Center: 110
• Consumer Coupon Call Center: 1670-2525
• NHIS: 1577-1000 (for insurance contribution inquiries)
• Local Tax Offices: for property and income verification

Summary (300+ characters)

The government’s second Livelihood Recovery Consumer Coupon round launches Sept 22. With ₩100,000 per person for 90% of the population, this program excludes high-asset households while expanding benefits for military personnel and co-op members. Applications are simple, eligibility can be pre-checked, and the usage deadline is Nov 30. The program is expected to further boost domestic demand and small business sales.

FAQ (7 Questions)

Q1. Who qualifies for the second consumer coupon?

Those in the bottom 90% of income by June 2025 health insurance contributions, excluding high-asset households.

Q2. How can I apply?

From Sept 22 to Oct 31, apply via card issuers, NHIS website, banks, or community centers. Birth year weekday schedules apply in the first week.

Q3. What are the payment options?

Recharge credit/debit cards, regional vouchers, or prepaid cards (varies by municipality).

Q4. When and where can I use it?

Use by Nov 30 at approved merchants, including small businesses, regional co-ops, and some local marts.

Q5. Are military personnel eligible?

Yes. They can apply at duty stations and use coupons in nearby markets.

Q6. What if I am excluded incorrectly?

Submit an appeal at e-People or at a community center by Oct 31.

Q7. How can I avoid scams?

Delete any texts with links claiming to be about coupons. No official agency sends URLs. Report suspicious messages immediately.

Conclusion (Action-Oriented)

The second Livelihood Recovery Consumer Coupon is designed for quick, accessible support. Starting Sept 22, check your eligibility and choose your preferred option—card, voucher, or prepaid. Military personnel, seniors, and vulnerable groups all receive expanded convenience. Act early to ensure you apply and spend your ₩100,000 before Nov 30 to maximize both personal and national recovery.

🔗 Official Links: National Health Insurance Service · e-People Appeal Portal / Internal Reference: Korea Policy Blog

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